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Be out living your life, not outliving your savings.

As life expectancy increases, the threat of outliving your retirement savings is real. Annuities can provide steady, reliable lifetime income and help grow and manage retirement savings, ensuring your savings last as long as you do. An annuity is a long-term, tax-deferred investment that is issued by an insurance company. It is designed to create a customized plan for each investor’s unique needs while helping protect what matters most to them in retirement

There really are two lives we live. The first life and then the second life when we realize we only have one life.

An annuity is a financial product that can be customized to give you lifetime guarantees and is:

A long-term tax-deferred investment

Able to provide protection for income, legacy and spousal needs

Issued by an insurance company

Purchased through a licensed financial professional

Able to be tailored to your unique retirement needs to help protect what matters to you

 Retirement is the only time in your life when time no longer equals money.

Always Seek Knowledge

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5 Ways to Stay Confident in Retirement

This guide takes a critical look at the finances of retirement. It talks about health care costs, income stability, and the burden of debt and is designed to help your clients know the recipe for success in retirement.

Fixed Indexed Annuities (FIA) are not suitable for all investors. FIAs permit investors to participate in only a stated percentage of an increase in an index (participation rate) and may impose a maximum annual account value percentage increase. FIAs typically do not allow for participation in dividends accumulated on the securities represented by the index. Annuities are long-term, tax-deferred investment vehicles designed for retirement purposes.  Gains from tax-deferred investments are taxable as ordinary income upon withdrawal. Withdrawals prior to 59 ½ may result in an IRS penalty, and surrender charges may apply. Guarantees are based on the claims-paying ability of the issuing insurance company.