There is no single “right” answer to the question of when to start taking your social security benefits. Many base their decision on family considerations, economic circumstances, and personal preferences. If you have a spouse, the decision about when to start benefits gets more complicated – particularly if one person’s earnings were considerably higher than the other's. The timing of spousal benefits should be factored into a decision. When considering at what age to start Social Security benefits it's a good idea to review all of your assets and consider every option before moving forward. 

Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment, tax, or legal advice.  We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances.  All examples are hypothetical and are for illustrative purposes.  We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.