Financial procrastination is when you have financial obligations and moves to make, but you put those decisions aside on a continuous basis. For instance – you know you need to look into a strange charge on your credit card, but you continue waiting until who knows when. Or, you may have student loans and need to apply for a deferment but you let the time lapse and end up in the credit bureau. Part of what defines money procrastination is something you know you should do, but are not actually doing. Plus, unlike mowing the grass, there's often a real dollar cost to putting these things off.